Car/Motor Insurance

Motor Insurance

Car/Motor Insurance

The Motor Department Offers motor insurance policies directly to private individuals and fleet insurance to companies

Comprehensive Insurance Policy

This comprehensive insurance policy consists of two sections:

  1. Loss of or Damage to the Insured vehicle 
    •      by accident or overturning
    •      by fire, external explosion, self-ignition, lightning or thunderbolt
    •      by burglary or theft
    •      by malicious act by a third party
    •      Whilst in transit by road, rail, inland waterway, lift / elevator, etc.
  2. Third party Liability

    This section of the Policy indemnifies the insured against all sums which he /she shall become legally liable to pay as compensation for:

    • Death of/or bodily injury to any person including all passengers in the vehicles, (except the insured or the driver and their families [spouse, parents and children] and the employees of the insured).
    • Damages for materials and property (except those owned by the insured or the driver at the time of the accident or property held in trust or in their custody or control).

  
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